Insurance Quotes

**markp306** · 23-12-2012,10:22 AM

Originally Posted by SattyA4

Hi all, I was just wondering about people insurance quotes.

Im a 19 year old male in a full time job living in a low risk area with Aviva paying roughly £1900 a year, and have got 2 years no claims. I drive a A4 B8 2008 1.8t 120bhp s-line, Ive got both parents on my policy to bring down the price without them it was over £3000. Also added my sister who is 21 which increased it by 17p

I thought that was a good investment even though I don't ever let her drive (don't trust her driving)

£1900 might sound expensive, but my old car was a 59 reg Fiesta 1.4 and my quote was around £1600!!

Ouch!!!!! That must really hurt. Is that down to your choice of car or would that be for just about anything these days?

Ok my B8 is over 4 years old now and is insured for £299 - although I then got £80 back via a certain cashback site, so nett £219. It was about double that if I recall, when brand new with Audi Insurance. The policy and car are in my wifes name as she has max NCB and I only drive it at the week-end.

**SattyA4** · 23-12-2012,11:30 AM

I know, its the price you pay for being 19. I have friends which drive fords, vauxhalls ect, who pay similar prices to me. My Dad drives a 2012 BMW 530d and pays £350 year!!

**Tim@BeWiser** · 10-01-2013,11:39 AM

Originally Posted by SattyA4

Hi all, I was just wondering about people insurance quotes.

Im a 19 year old male in a full time job living in a low risk area with Aviva paying roughly £1900 a year, and have got 2 years no claims. I drive a A4 B8 2008 1.8t 120bhp s-line, Ive got both parents on my policy to bring down the price without them it was over £3000. Also added my sister who is 21 which increased it by 17p

I thought that was a good investment even though I don't ever let her drive (don't trust her driving)

£1900 might sound expensive, but my old car was a 59 reg Fiesta 1.4 and my quote was around £1600!!

Hi Satty
Did you try our insurance scheme?

**SattyA4** · 10-01-2013,05:27 PM

Nope, I joined the forum after I bought the car. But next time i'm definitely going to give it a go

**Tim@BeWiser** · 11-01-2013,01:06 PM

Originally Posted by SattyA4

Nope, I joined the forum after I bought the car. But next time i'm definitely going to give it a go

Thanks Satty, appreciate it

**Longdog** · 11-01-2013,03:50 PM

I insured my S4 with Zurich, via kwikfit, and by not opting for the courtesy car and legal cover I saved over £100, I then got Audi Ensurance, which covers this and more, for £50.
My total came in at just over £400.

**CraigG86** · 11-01-2013,04:42 PM

I've got a 2008 A4 S Line 1.8T 160PS.

I'm insured with Bell Direct. I have my partner (primary school teacher) and my Dad (Local Councillor) as named drivers.

I'm 26, my partner's 24 and my Dad is 72. I've been driving for over 9 years, but I've always had a trade policy so I only have 2 years NCB. I've got no claims made and I've got a clean licence (B and C1) and I'm a member of the school of advanced motorists, and I'm also on the Blue Light Driving Register.

I pay £204 per month, so around £2450 per year.

However, I do live in the car crime capital of Europe (so my insurance company tell me). I may be moving to a different area next week, and just from the change of address, my new quote is £950 per year.

**Guest 2** · 11-01-2013,06:03 PM

Originally Posted by CraigG86

I pay £204 per month, so around £2450 per year.

EH?!?!?!?! Did you hit an extra key on the keyboard or are you being serious?!

**CraigG86** · 11-01-2013,06:24 PM

Originally Posted by A6_Chris

EH?!?!?!?! Did you hit an extra key on the keyboard or are you being serious?!

Ha ha! I wish I'd hit another key. But I decided to bite the bullet and just pay it. And if we want to be pedantic about it, I pay £204.18 per month.

My biggest gripe about car insurance is, as far as I'm aware, it's the only thing that is a legal requirement that isn't regulated by the government. So it's either pay up or don't drive.

**JimC64** · 11-01-2013,06:36 PM

CraigG86 - The price you quote given the circumstances is outlandish buddy
Both my sons ( 17 & 18 at the time ) living in Glasgow area, just passed their test driving 10 year old 1.2 Renault Clio were approx £1600 & £1300 respectively, albeit with trackers fitted.......I feel you're being ripped off my friend.

Personally, I would suggest that both you and Satty at leasst ask Tim @ prestige to go through it with you NOW........Depending on what they come back with there's nothing to stop you switching policies halfway through and you could savea bundle, you never know??

Probably it may cost you in terms of NCB but that doesn't really seem to be making much difference anyway........If you don't ask you'll never know?