View Full Version : loan for car
what is the maximum amount of years you can spread payment over for a car?
for instance, i got a 10k loan and paid it over 4 years.
but i want an rs4 and they look about £35k at best. how many years can you pay over? and will the max amount of years differ if i get it from the bank or an audi dealer?
does anyone have any experience on this? cheers.
dansansome
22-08-2008, 02:28 PM
you could get a general any-purpose loan for up to 7 years i think.
dont tell them its for a car. car loan terms are generally much shorter due to vehicle depreciation. when you apply, you could tell them that some is for a car, most is for home improvements etc, then they should grant you longer repayment terms.
careful tho, it could possibly be considered fraud if anything bad happens and you have signed a declaration saying what you are planning to use the money for.
try some online loan calculators, they should all include length of loan fields to fill in.
cheers, what about if i get a deal from an audi dealership? how long would they give you. anyone know?
if i get a good audi it should last a while. my seat leon fell apart!
ashadam
22-08-2008, 03:01 PM
cheers, what about if i get a deal from an audi dealership? how long would they give you. anyone know?
if i get a good audi it should last a while. my seat leon fell apart!
5 Years or 60 months maximum although not that much difference in repayments from a 48 month loan. God knows why!
RickT
23-08-2008, 01:23 AM
In all honesty.. If you are looking for a loan for a RS4 on a long term period it will not be worth it as when you have paided it off with intrest the car will be worth next to nothing in the time scale you are talking.
Taking into account service cost and running costs, i would say you would be better looking for something else..
IF you really would like a RS4.. look at leasing one over 4 years..
This way you will be paying for the car via a rental agreement, yes its dead money as you will never own the car, but you will spend less short term compared to how much you would lose if you purchased the car over a long period of time including intrest,,,
Cheers
Rick
Issac Hunt
23-08-2008, 02:36 PM
Buying one with a loan over 7 years would be madness IMO. It would be getting on for 10 years old by the time you paid for it! I know it still would be an RS4 but I cant imagine the value would be anything to shout about!
Imagine the cost to run one over those 7 years, if you dont have the money to buy one upfront (as I dont!) I'd seriously look at a lease agreement or buying something else.
Servicing/parts costs for the RS cars are pretty horendous. I've made the mistake of getting car loans over long periods in the past - you often get bored of the car before the loan is paid!
mluton
23-08-2008, 06:52 PM
A personal loan is not secured where finance is.
paul b
23-08-2008, 08:04 PM
If you really can afford the RS4, go for it. If you can't really afford it, don't.
I did a 3 year lease on a Mercedes C200 Estate brand new from Mercedes. The book price was £26,000 but on a lease my total payment was more like £16,000. Yes I didn't own the car at the end (in hindsight I wouldn't have wanted to!) but it was overall a cheaper way of getting a good car than buying it. When the lease ran out, it was still worth about £9,000 but the interest I would have had to pay would have made it a dearer car.
Also, insurance could count against you if you're still young. Bare that in mind.
Paul
thanks a lot for your answers, what is this lease agreement rickT and paulB are on about? i have (kind of) heard of it before and may be interested in it..
could someone explain it further?
such as, what do i pay for it overall? what happens at the end of the 4 years? is it just like renting a car? they just take it back, end of?
and i have no money or part exchange at the end? (although i wouldnt want to get another car, an rs4 is something you couldnt really upgrade from - where else do you get power like that for that money! - i dont want my next car id have to be a downgrade!!
cheers for your help. getting a new car in the next months.. hopefully an rs4 (somehow!)
My advice is simply don't commit to that much debt on a car.
As a minimum you should always look to put down at least 50% of the value of the car you are after. Do this either with saved cash or by trading in your old car. You can slowly work your way up the ladder just like with the housing market. In say 10 years you could be in a postion whereby you could be putting 50% on a new car and have an affordable loan.
5+ years is a long time and lots can happen in your life in that time. You might get married, have kids or want to buy a bigger house or all of the above.
The chances are that the value of the car will fall seriously short of the remaining balance of the loan. You will be in negative equity on the car and will find it really difficult to get yourself out of it.
However, I know exactly what it is like, if you want something, you want it and want it now. Whatever any of us lot say it is unlikely to change your mind.
If you can get through the I want, I want it now fog (which is difficult) don't do it. Look at something you can afford.
An S3 which you could tweak can be had for reasonable money and may help you get the RS4 out of your system (doubt it though).
i have no dependables and dont intend on any. i know i will be stretched cash-wise but that isnt important to me.
no audi handles like the rs4 and the power is amazing. one big advantage is you dont have to tweak anything.. and theres no turbo to go wrong (which happened with my current car) REALLY dont want another turbo!
i may try the lease agreement option. but dont know much about it..
i wanted a 2nd hand rs4 for about £35k..
could i get a 2nd hand one on a leasing agreement? what happens at the end of a leasing agreement? do they take the car back? do you buy it from them? or do you get cash-back, a part exchange or... do you get nothing?
any help much appreciated!
paul b
25-08-2008, 05:07 PM
i have no dependables and dont intend on any. i know i will be stretched cash-wise but that isnt important to me.
no audi handles like the rs4 and the power is amazing. one big advantage is you dont have to tweak anything.. and theres no turbo to go wrong (which happened with my current car) REALLY dont want another turbo!
i may try the lease agreement option. but dont know much about it..
i wanted a 2nd hand rs4 for about £35k..
could i get a 2nd hand one on a leasing agreement? what happens at the end of a leasing agreement? do they take the car back? do you buy it from them? or do you get cash-back, a part exchange or... do you get nothing?
any help much appreciated!
I'm sure an RS4 has turbos, I'm sure they have 2 of them !
With a lease like I did, you will pay less money for the car, although at the end it is not yours, and whoever you leased it from will take it back. For example, if the current book price of an RS4 is £35k, you would get a substancial amount of money off the price of the car, possibly you would pay £20,000 to £25,000. But you have the car for a certain period (like a rental) then you give it back. Yes, you won't have anything to part ex after the 3/4 year lease, but you save a lot of money on the book price of the car.
I would have thought this is possible on a used one, certainly from Audi anyway.
There are other minor details, like you may have a set mileage that you must not exceed i.e. 50k or something. And you must take good care of the car, and return it in near fault free condition, as it should be when you buy it.
Paul
I google'd and the first contract hire to come up with was:
http://www.newlease.co.uk/audi-rs4-contract-hire.htm
IMHO, thats a hell of a lot of money :eek:
Why not get a more reasonable loan, and buy a used one where the depreciation has already taken a major toll on the cars price?
This way you'll be giving yourself more room in case you have any major repairs or for servicing costs.
(http://search.autotrader.co.uk/es-uk/www/cars/AUDI+RS4/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-144-240-4294966996-4294966997/advert.action?R=200834317187025&distance=70&postcode=ca11+7qf&channel=CARS&make=AUDI&model=RS4&min_pr=&max_pr=&max_mileage=) 2004 AUDI RS4 Quattro 5dr Avant (http://search.autotrader.co.uk/es-uk/www/cars/AUDI+RS4/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-144-240-4294966996-4294966997/advert.action?R=200834317187025&distance=70&postcode=ca11+7qf&channel=CARS&make=AUDI&model=RS4&min_pr=&max_pr=&max_mileage=)
(http://search.autotrader.co.uk/es-uk/www/cars/AUDI+S4/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-144-240-4294959381-4294966997/advert.action?R=200822310988700&distance=155&postcode=ca11+7qf&channel=CARS&make=AUDI&model=S4&min_pr=&max_pr=&max_mileage=) 2003 03 Reg AUDI S4 Quattro (http://search.autotrader.co.uk/es-uk/www/cars/AUDI+S4/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-144-240-4294959381-4294966997/advert.action?R=200822310988700&distance=155&postcode=ca11+7qf&channel=CARS&make=AUDI&model=S4&min_pr=&max_pr=&max_mileage=)
2005 05 Reg AUDI A4 2.0T FSI S Line (http://search.autotrader.co.uk/es-uk/www/cars/AUDI+A4/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-144-240-4294966653-4294966997/advert.action?R=200829314677385&distance=236&postcode=ca11+7qf&channel=CARS&make=AUDI&model=A4&min_pr=&max_pr=&max_mileage=)
As for financing your car, a bank loan should beat and finance offered by a dealership, so shop around for the lowest, best protected deal you can find, then you can go shopping ;)
greenphotos
26-08-2008, 09:38 AM
I'd always say that if you can't afford to buy the car, don't do so. People see getting a loan as an easy option, but with the amount of debt spiraling out of control in our current economic climate sureley it would be best to purchase within your means? - I'm not telling you what to do by any means, it just astounds me how people get such huge loans without realising the money has to come from somewhere...
Negative equity has started in houses already, and I'm sure on a £35k car it'd happen soon if the buyer wasn't very carefull....
my 2p
Mark
:D
maybe theres a new/different rs4 that has turbos but i read: "Jaguar uses a supercharger to eke 400bhp from its 4.2 litre V8. But with no extra assistance at all Audi gets 414bhp"
..at the end of a lease cant you buy it from them for the market value? someone else said you could.
say i paid 20k over 5 years or whatever with a lease, then at the end get a loan and buy it from them, for another ?£20k. = £40k which is around what they are going for now.
its a hassle but at the end i could buy it if i still want and have about 10 years to pay overall. if not walk away after the lease... bit of a waste though isnt it?!
is this possible?? any thoughts? and are my numbers, or even the entire idea realistic? cheers guys.
Eshrules
26-08-2008, 12:08 PM
I'd always say that if you can't afford to buy the car, don't do so. People see getting a loan as an easy option.....
whilst I take your point in regards to a loan for a 40k car, I would disagree with your generalisation that people see a loan as the 'easy option'.
People who take a loan/finance often have not got the immediate funds for a decent car. It's sometimes, not all about image, but about having a decent car, on which they can rely to get them to and from work.
All too often, those with spare cash find it easy to judge those further down the economic and financial ladder than themselves.
Getting a decent car is expensive, no matter how you go about it.
the same applies to housing, I doubt anyone would try to suggest a mortgage to buy a house is the 'easy' option ;)
greenphotos
26-08-2008, 12:44 PM
People who take a loan/finance often have not got the immediate funds for a decent car. It's sometimes, not all about image, but about having a decent car, on which they can rely to get them to and from work.
Good point well made.
All too often, those with spare cash find it easy to judge those further down the economic and financial ladder than themselves.
Spare cash - I dream of such things :D - In fact I dream of any cash, spare or not :biglaugh:
Mark
:D
paul b
26-08-2008, 01:13 PM
maybe theres a new/different rs4 that has turbos but i read: "Jaguar uses a supercharger to eke 400bhp from its 4.2 litre V8. But with no extra assistance at all Audi gets 414bhp"
..at the end of a lease cant you buy it from them for the market value? someone else said you could.
say i paid 20k over 5 years or whatever with a lease, then at the end get a loan and buy it from them, for another ?£20k. = £40k which is around what they are going for now.
its a hassle but at the end i could buy it if i still want and have about 10 years to pay overall. if not walk away after the lease... bit of a waste though isnt it?!
is this possible?? any thoughts? and are my numbers, or even the entire idea realistic? cheers guys.
Regarding the "waste", how much do you think a car like that is going to depreciate ? When it's 5 years old it won't be worth £20k, so that's another place where the saving comes in. Another way to look at it is that you could pay £20k-£25k over 4/5 years and the car will not be worth that value in 5 years time.
In my experience leasing companies tend to prefer 3 or 4 year leases, 5 years is possible but you may need to do some hunting.
Paul
i read on auto express that "so in-demand is the RS4, retained values are brilliant. It holds on to nearly 60 per cent of its list price after three years"
it doesnt get made anymore and they are fairly rare. ive seen more r8's already, than i ever have rs4's. plus the rs4 is better looking in my opinion, it isnt OTT flashy and you wouldnt feel like a ******** driving one.
i cant really grasp the fact you get nothing after the lease is over. am i really 'cheaper' leasing one then what after... lease another one?
ok so what other car can i get, if not an rs4? i heard all other audis dont have very good steering. jeremy said on top gear the rs4 was the first audi in 15 years with proper steering that feels connected to the front tyres.
and to be honest theres no audi i like the look of other than the rs4...
i was thinking a third generation M3???
http://www.autoexpress.co.uk/carreviews/usedcartests/213555/bmw_m3.html
are bmws likely to cost a bomb to insure?
Eshrules
26-08-2008, 03:06 PM
ok so what other car can i get, if not an rs4? i heard all other audis dont have very good steering. jeremy said on top gear the rs4 was the first audi in 15 years with proper steering that feels connected to the front tyres.
and to be honest theres no audi i like the look of other than the rs4...
i was thinking a third generation M3???
http://www.autoexpress.co.uk/carreviews/usedcartests/213555/bmw_m3.html
are bmws likely to cost a bomb to insure?
personally, I think you're in dreamland.
No finance company is going to offer %100 finance ona £40k car that will depreciate by nearly half it's original value over 4 years... it's bonkers.
If you're after a supercar, you're going to need to do it the hard way, work your way up, slowly.
In regards to Audis not having 'proper' steering... I haven't got the time, nor the effort to bother explaining, it's obvious you've done very little research into this.
I would argue that VAG cars (the more modern ones) are perhaps some of the better handling cars on todays roads, especially so , Audi.
maybe theres a new/different rs4 that has turbos but i read: "Jaguar uses a supercharger to eke 400bhp from its 4.2 litre V8. But with no extra assistance at all Audi gets 414bhp"
Which RS4 are we discussing here?
Eshrules
26-08-2008, 03:24 PM
the standard one.
I think, he is referring to what year/model.
have you got an example of this £35k car which you intend to buy on Finance?
ive seen M3's for £25k. i wouldnt call the rs4 or m3 supercars. the rs4 almost..
whatever was the first year rs4's came out, that one.
the standard one.
ive seen M3's for £25k. i wouldnt call the rs4 or m3 supercars. the rs4 almost..
whatever was the first year rs4's came out, that one.
The first year RS4 was a B5 platform (2000/2001) and they were Bi-turbo V6
I think you need to work out what car you want then get a price.
You'd be foolish to pay 35k for an 8 year old RS4.
well the next edition. its not a bi-turbo, it doesnt have a turbo.
its the V8 4.2 that is around 35k second hand. and thats the one i wanted.
Eshrules
26-08-2008, 03:32 PM
ive seen M3's for £25k. i wouldnt call the rs4 or m3 supercars. the rs4 almost..
whatever was the first year rs4's came out, that one.
I am well aware they're not supercars by definition, the term was used loosley, I apologise. The fact remains, £25k on finance is financial suicide.
well the next edition. its not a bi-turbo, it doesnt have a turbo.
its the V8 4.2 that is around 35k second hand. and thats the one i wanted.
can you give a link to an example of this car, like I asked above, we can elmininate the confusion then.
B7 RS4 - V8 FSI :)
You mentioned insurance costs above, BMW vs RS4, the costs are going to be about the same, and depending on your age, would probably cost around a 5th of the price of the car :D
http://www.autoexpress.co.uk/carreviews/newreviews/209503/audi_rs4.html
the pearl grey one.
why is 25k (or 35k) on finance 'financial suicide'? do you mean on lease?
my cheapest quote was 1.8k insurance on gocompare.com for the rs4 (strange as that exactly what im paying for my leon cupra R just now) been driving 2 years age 26.
Eshrules
26-08-2008, 03:45 PM
http://www.autoexpress.co.uk/carreviews/newreviews/209503/audi_rs4.html
the pearl grey one.
why is 25k (or 35k) on finance 'financial suicide'? do you mean on lease?
lease is complete different from a finance agreement, this thread is entitled 'loan for a car' which would suggest a loan/finance for the purchase of a car.
£35k on finance or a loan is an awful lot for an unsecured investment, considering the car will lose almost half of it's value during the lifetime of the loan/finance agreement.
I'm almost certain you'll struggle to get finance.
you've not mentioned your age or housing status?
ok so i can scrap the loan idea, thats what i was thinking when i first made the thread.
no house age 26.
someone suggested leasing... good idea or bad?
Eshrules
26-08-2008, 03:56 PM
ok so i can scrap the loan idea, thats what i was thinking when i first made the thread.
no house age 26.
someone suggested leasing... good idea or bad?
at the age of 26, (assumedly) living with parents, I don't think youv'e got a cat in hells chance of leasing an RS4
why, if i can afford the monthy payment i dont see why not. looking into it further..
probably opt for an m3. :( this one (the e46) insurance is cheaper too.
http://upload.wikimedia.org/wikipedia/en/3/3b/Gregsm301mt6.jpg
rs4 will be my next car :D
anyone know the best bmw/m3 forum? (uk based) cheers for the help guys, no audi for me though i think.
brybrybry
26-08-2008, 04:40 PM
All my opinion so dont take it too hard but.
Stop dreaming and come back to planet earth, these sort of cars are made for people who makes lots and lots of money, not people who live at home and have some disposible cash.
Seriously at 26 do you want to have a 30k plus car living at home with your parents with the potential scenario of not been able to move out and staying at home till your 30 plus becuase you wanted a nice fast car?
Eshrules
26-08-2008, 04:53 PM
why, if i can afford the monthy payment i dont see why not. looking into it further..
it's to do with risk and liability, even a loan with an APR of just %5 would make the payments £625 a month, that's before any gap insurance, arrangement fees and the actual vehicle insurance, tax and maintenance.
It's not just a case of dividing £25k by 4 years, there is so, so much more which needs consideration.
probably opt for an m3. :( this one (the e46) insurance is cheaper too.
http://upload.wikimedia.org/wikipedia/en/3/3b/Gregsm301mt6.jpg
rs4 will be my next car :D
anyone know the best bmw/m3 forum? (uk based) cheers for the help guys, no audi for me though i think.
don't know, never liked BMW's myself, never will do probably, I'm sure google will turn up no end of BMW forums, most of which will simply repeat what has been advised here.
good luck with your dream, I suspect that's all it'll ever be :Blush:
ashadam
26-08-2008, 05:02 PM
£35k on finance or a loan is an awful lot for an unsecured investment, considering the car will lose almost half of it's value during the lifetime of the loan/finance agreement.
I'm almost certain you'll struggle to get finance.
you've not mentioned your age or housing status?[/quote]
Why would he struggle to get finance for 35k sorry mate that is crap and I am speaking from personal experience.
If the car has the carbon ceramic brake option, they cost £4000+ to have replaced when they wear out.
I'd rather drive a 1.0L Polo (not that there is anything wrong with them) than live at home with my Mum & Dad. Bought my 2nd house at 27 through hard graft and driving crap cars.
I couldn't imagine being at home with the folks at your age but I suppose dinner is always nice and when your upset Mummy cheers up her little soldier.
RS4 vs 'A life' ..... Hmmm tough one.
But if we were all the same and did the same, wouldn't the world be a boring place. For a start I wouldn't be able to drive down the road in my crap car and say, "Look at him, he can't be more than 26 ..... in an RS4 .... how can he afford it ..... little s..t." :p
Eshrules
26-08-2008, 05:14 PM
Why would he struggle to get finance for 35k sorry mate that is crap and I am speaking from personal experience.
ah yes, the old 'you're talking crap' argument, you construct a compelling case.
so you're actually trying to tell me that a 26 year old with 2 years driving experience, still living at home, would be granted finance for a £35k car? taking into account the factors that are normally taken into account?
I'm curious, what personal experience do you have? Have you been in the same situation as our OP?
the rs4 was compared to the m3 on top gear and he was on 2 minds if the rs4 was better or not. the m3 handled better than the rs4 (the best handling audi) but the rs4 has 100 extra horsepower..
and the m3 is a good deal cheaper, so the fact its standing up to a much more powerful and expensive car shows how good it is. 338hp is enough anyway.
Why would he struggle to get finance for 35k sorry mate that is crap and I am speaking from personal experience.
The majority of companies will not loan over a certain amount without the borrower having some sort of collateral - a homeowner - as an assurance.
£25k is the limit I believe
the rs4 was compared to the m3 on top gear and he was on 2 minds if the rs4 was better or not. the m3 handled better than the rs4 (the best handling audi) but the rs4 has 100 extra horsepower..
and the m3 is a good deal cheaper, so the fact its standing up to a much more powerful and expensive car shows how good it is. 338hp is enough anyway.
It's all well and good quoting Top Gear but nothing will beat getting in it and having a go yourself. It may have an odd driving position, you may be too small to fully benefit from the Recaro seats and find they're uncomfortable.
Top Gear is a great program but it's not the official Car Bible
when i got my leon cupra R, 3 years ago, i got a 10k loan for it. and there was another letter with it offering me up to 25k. that was before i had a liscence. now that ive paid a 10k loan no worries, and having previously offered me £25k, im sure £35k wouldnt be too hard to secure..
The majority of companies will not loan over a certain amount without the borrower having some sort of collateral - a homeowner - as an assurance.
£25k is the limit I believe
It's all well and good quoting Top Gear but nothing will beat getting in it and having a go yourself. It may have an odd driving position, you may be too small to fully benefit from the Recaro seats and find they're uncomfortable.
Top Gear is a great program but it's not the official Car Bible
well the recaro seats in my leon were absolutely fine. im sure jeremy knows better than you (and me) having driven all audis, as well as everything else, he has an informed opinion if nothing else..
Heh, they were random thoughts, not factual assumptions.
Without driving one you wont know which you prefer. It's your cash, not Jeremy's, that's all I'm saying ;)
ashadam
26-08-2008, 05:31 PM
I'm curious, what personal experience do you have? Have you been in the same situation as our OP?[/quote]
My first leased car was when at home with parents at 25 years old without being a homeowner. Leased a number of cars over the years cheapest being £32k most expensive £63k.
paul b
26-08-2008, 05:32 PM
Let's be honest. Don't put yourself out of your way for a car. I gather a certain part of this "I want an RS4" attitude is to show your mates and colleagues that you have an RS4. Was the Leon Cupra R your first car ? Blimey, you did well to get insurance on that.
The RS4 can wait. So can the M3. The Leon Cupra R is a fast car anyway. I ask, what is wrong with an S3, or an older B6 S4 ? Both of those will give you plenty of power to beat those clowns in Corsas and those other clowns in 3 series BMWs all ends up.
An S3 would be a much cheaper acquisition, and if you want a house of your own, would allow you to keep some cash going for that. A top notch S3 you could get for about £15k.
Paul
RickT
26-08-2008, 05:37 PM
well the recaro seats in my leon were absolutely fine. im sure jeremy knows better than you (and me) having driven all audis, as well as everything else, he has an informed opinion if nothing else..
Thats TV media... full stop..
I commented on this thread at the start giving the advice of a lease agreement.
From reading the thread i think you need to do some home work into what you really want and can offer long term..
How about a new S3... you can pick these up cheaper??
At the end of the day.... if you can get a loan for the amount you require and are willing to pay it off over 7-10 years, go for it... you will have the car of your dreams which will be worth next to nothing when you have paid for the car plus the addtional intrest of at least £3-£6k depending on your intrest rate.... ... if something goes wrong, or you need a service at around £800.00 basic... a new set of discs and pads..... ££££. etc etc...
Also take into account the UK road tax, around £455.00 a year from next year....
If you have only been driving 2 years.. your insurnace, (if you could get insurnance) will be out of this world.. i would say around £2k at least..
I say go for it if you want it...........its your call..... I know i would not even think about the idea and would not do it myself as its crazy....
Its your call... if you think its a good idea..... sign on the dotted line..... but as you have seen here in the thread... no one thinks its the best idea in the world..........
Rick
Eshrules
26-08-2008, 05:42 PM
http://www.autoexpress.co.uk/carreviews/newreviews/209503/audi_rs4.html
the pearl grey one.
why is 25k (or 35k) on finance 'financial suicide'? do you mean on lease?
my cheapest quote was 1.8k insurance on gocompare.com for the rs4 (strange as that exactly what im paying for my leon cupra R just now) been driving 2 years age 26.
when i got my leon cupra R, 3 years ago, i got a 10k loan for it. and there was another letter with it offering me up to 25k. that was before i had a liscence. now that ive paid a 10k loan no worries, and having previously offered me £25k, im sure £35k wouldnt be too hard to secure..
so hang on, you're saying at the age of 23, you got a loan for £10k, for a Leon Cupra R, and did what with it for 12 months exactly?
something's not quite adding up here.:Blush2:
well the recaro seats in my leon were absolutely fine. im sure jeremy knows better than you (and me) having driven all audis, as well as everything else, he has an informed opinion if nothing else..
Sam (mycarsavw to you) was simply commenting that the RS4 is a totally different ride and drive to the Leon Cupra you're used to. The recaros are a different design, so is the driving position, the suspension setup, the power output, it's a totally different car. It would be foolish to take a car on lease, based purely on reviews.
My first leased car was when at home with parents at 25 years old without being a homeowner. Leased a number of cars over the years cheapest being £32k most expensive £63k.
so what was your first car then? and how did you find the insurance?
the cupra R was my first car. i got the loan, bought it, put it into a mates garage, SORN for a year while i learnt to drive. insurance was �2500 first year/�1700 the next year.
the s3 doesnt look as good as a cupra, im looking for a looks AND power upgrade. the cupra R is one of the smartest looking cars around. beats its opposition (golf, type R) into a cocked hat. imo the only better looking audi is the rs4 - the rest look too executive.
and all this 'not the most responisble thing to do' crap isnt the way i work. i dont care if im in debt for something i love. i bought my first car when i hadnt even taken a single lesson..
Eshrules
26-08-2008, 06:14 PM
and all this 'not the most responisble thing to do' crap isnt the way i work. i dont care if im in debt for something i love.
then go for it, take a mortgage out, get a £35k RS4 and 'love' yourself away.
Why come on a forum and ask for advice, if you return the favour with a statement like that.:Blush:
mortages are for houses...
i want the best car i can afford. and thats what i was trying to figure out with this thread. i now see the rs4 is too expensive this time. but im not going to compromise and get something like an s3, why would i downgrade? if you spending thousands and thousands on a car you may as well go the whole hog, spend a little extra and get something special.. not some run of the mill business-looking car.
Eshrules
26-08-2008, 06:30 PM
why would i downgrade? if you spending thousands and thousands on a car you may as well go the whole hog, spend a little extra and get something special.. not some run of the mill business-looking car.
so you're not considering the M3 either then? ;)
paul b
26-08-2008, 06:39 PM
k109, if it really makes your day then go for it.
But there are other things and people where I would rather spend money. And I probably won't be alone in thinking this.
Paul
ahhh funny. an extra 100+ BHP is a good upgrade. just the badge is a little associated with snobbery i think.
http://upload.wikimedia.org/wikipedia/en/3/3b/Gregsm301mt6.jpg
doesnt look business-like or run of the mill!
all depends on the person. some people would marvel at saving a few grand and simply getting a good car. personally id feel like i wasted all the money if it wasnt the car i set out to buy - no matter what the savings. money is paper to me (boring).. when you trade it in for something, thats when it gets fun.
the s3 doesnt look as good as a cupra, im looking for a looks AND power upgrade. the cupra R is one of the smartest looking cars around. beats its opposition (golf, type R) into a cocked hat. imo the only better looking audi is the rs4 - the rest look too executive.
and all this 'not the most responisble thing to do' crap isnt the way i work. i dont care if im in debt for something i love. i bought my first car when i hadnt even taken a single lesson..
Listen mate, everyone has they're own opinion on what looks best, and as they say beauty is in the eye of the beholder, however a lot of people here have gone out of they're way including me, to help give you the benefit of our own experiences.
If you don't want to listen to us, thats fine, do the hell what ever you want, but don't try and sell us that the S4 is not a worthy car, when we all know it's a fantastic piece of kit, more then capable of whipping your cupra's butt.
doesnt look business-like or run of the mill!
That's because that's not a stock M3 is it?
I can see a few mods, straight away, like the black grill, etc
(I'm a ex BMW owner/nutter)
Listen mate, everyone has they're own opinion on what looks best, and as they say beauty is in the eye of the beholder, however a lot of people here have gone out of they're way including me, to help give you the benefit of our own experiences.
If you don't want to listen to us, thats fine, do the hell what ever you want, but don't try and sell us that the S4 is not a worthy car, when we all know it's a fantastic piece of kit, more then capable of whipping your cupra's butt.
it was the s3 we were talking about. and that has more power than the cupra but no way does it look better. there are PLENTY of more powerful cars out there. but not much with the looks to match. audis best looking car is the rs4, beastful yet refined. i cant afford that and to me theres not another audi that looks as good as my cupra, so thats audi the window i think. and i was trying to avoid a turbo so its hard to find a powerful good looking car like that.
this thread has helped me a lot im not wasting anyones time for nothing.
Without a loan/finance what is your budget?
For example, you could pick up a VR6 engined VW and add a supercharger. Plenty of options out there that don't require a length commitment to finance.
dont have cash without a loan. im seeing loads of e46 M3's for £12-14k, and they dont have a turbo which is what im after. 333BHP for under 15k is a bargain. though if i pay some extra i can maybe find one with lower mileage.
Wont you get any cash from the sale of the Cupra?
greenphotos
27-08-2008, 12:05 PM
REALLY dont want another turbo!
im seeing loads of e46 M3's for £12-14k, and they dont have a turbo which is what im after.
Erm.. what was that? ;)
paul b
27-08-2008, 12:12 PM
Exactly... I'm really confused now ! :confused:
Paul
i dont want another turbo. and the M3 doesnt have one, but is still powerful with 330BHP
my cupra is run into the ground. various interior destruction. the turbo lost its performance, hardly even cuts in anymore. its done 80k miles. the gears need changed. the steering needs changed. the electronics are shot - speedo dies, fuel gauge goes haywire and car shunts forward badly when letting off the revs. on top of all that i managed to lock the radio/cd and loose the PIN.
so i doubt ill get very much for that!
paul b
27-08-2008, 12:32 PM
i dont want another turbo. and the M3 doesnt have one, but is still powerful with 330BHP
my cupra is run into the ground. various interior destruction. the turbo lost its performance, hardly even cuts in anymore. its done 80k miles. the gears need changed. the steering needs changed. the electronics are shot - speedo dies, fuel gauge goes haywire and car shunts forward badly when letting off the revs. on top of all that i managed to lock the radio/cd and loose the PIN.
so i doubt ill get very much for that!
Has the Cupra been damaged by the owner (YOU) then ?
If so, I'd hope you take better care of an RS4 ! Or an M3 that for some reason we are beginning to discuss. :confused:
Paul
greenphotos
27-08-2008, 12:32 PM
i dont want another turbo. and the M3 doesnt have one, but is still powerful with 330BHP
my cupra is run into the ground. various interior destruction. the turbo lost its performance, hardly even cuts in anymore. its done 80k miles. the gears need changed. the steering needs changed. the electronics are shot - speedo dies, fuel gauge goes haywire and car shunts forward badly when letting off the revs. on top of all that i managed to lock the radio/cd and loose the PIN.
so i doubt ill get very much for that!
So why would a bunch of car forum enthusiasts want you to do a similar thing to a rather nice RS4? :confused:
paul b
27-08-2008, 12:33 PM
Has the Cupra been damaged by the owner (YOU) then ?
If so, I'd hope you take better care of an RS4 ! Or an M3 that for some reason we are beginning to discuss. :confused:
Paul
So why would a bunch of car forum enthusiasts want you to do a similar thing to a rather nice RS4? :confused:
We pretty much said the same thing at the same time !!! :p
Paul
the glovebox handle i ripped off as it jammed and i couldnt get into the cd changer (which i cant use now anyway)
the rest is wear and tear. not very good quality but i got it at 70k miles, so.. the turbo, steering, gears, electronics all happened themselves. the guy knew exactly when to sell it! 1st time buyers mistake, but was an AMAZING first car despite.
so i want a german car now for quality and will get a lower mileage one too. the rs4 is too dear so £15k for a 330BHP, non turbo, german car is a bargain. and exactly what im after.
paul b
27-08-2008, 01:01 PM
the glovebox handle i ripped off as it jammed and i couldnt get into the cd changer (which i cant use now anyway)
the rest is wear and tear. not very good quality but i got it at 70k miles, so.. the turbo, steering, gears, electronics all happened themselves. the guy knew exactly when to sell it! 1st time buyers mistake, but was an AMAZING first car despite.
so i want a german car now for quality and will get a lower mileage one too. the rs4 is too dear so £15k for a 330BHP, non turbo, german car is a bargain. and exactly what im after.
Apart from when they see the badge on the front of your 330bhp German car... they'll think... what a pratt. Be honest we all think it.
Paul
i do anyway, yeah.
but quite simply audi cant give me a car better looking, as powerful, without a turbo, that handles as good, for that price..
i could de-badge it, the only badge that matters is the M3 one.
getting a little nasty are we now that im turning to the opposition?! :D
paul b
27-08-2008, 01:08 PM
i do anyway, yeah.
but quite simply audi cant give me a car better looking, as powerful, without a turbo, that handles as good, for that price..
i could de-badge it, the only badge that matters is the M3 one.
getting a little nasty are we now that im turning to the opposition?! :D
The opposition, oh is that what you call it ?
Frankly I'd rather buy an AMG Mercedes. People might not think that you're such mongoose then.
Paul
mercs are 10 times more stuck up than bmws. i would never get a merc even if i was loaded.
bloated ego machines.
paul b
27-08-2008, 01:28 PM
Maybe so... but if even you, yourself thought exactly what I did about BMW drivers... why on earth would you want to be associated with one ? :confused:
Oh and de-badging is not going to get you away from the BMW thing, you'll probably end up cruising with your fog lights on which tells more than the badge anyway.
Paul
Eshrules
27-08-2008, 01:33 PM
the glovebox handle i ripped off as it jammed and i couldnt get into the cd changer (which i cant use now anyway)
the rest is wear and tear. not very good quality but i got it at 70k miles, so.. the turbo, steering, gears, electronics all happened themselves. the guy knew exactly when to sell it! 1st time buyers mistake, but was an AMAZING first car despite.
so i want a german car now for quality and will get a lower mileage one too. the rs4 is too dear so £15k for a 330BHP, non turbo, german car is a bargain. and exactly what im after.
right....
a glovebox handle just 'ripped off' ? just how strong are you? they're quite sturdy little things.
not very good quality - the leon is built and trimmed with the same quality components as the rest of the VAG stable, so I find that hard to believe.
as for the mechanical failures you've experienced, it would seem the car was driven a little too hard perhaps, with little maintenance?
and your last point, about wanting a 'german car now' .... is the Seat Leon not of german origin then?
greenphotos
27-08-2008, 01:36 PM
i could de-badge it, the only badge that matters is the M3 one.
Welcome to the VWAUDI forum. ;)
ashadam
27-08-2008, 01:37 PM
right....
a glovebox handle just 'ripped off' ? just how strong are you? they're quite sturdy little things.
not very good quality - the leon is built and trimmed with the same quality components as the rest of the VAG stable, so I find that hard to believe.
as for the mechanical failures you've experienced, it would seem the car was driven a little too hard perhaps, with little maintenance?
and your last point, about wanting a 'german car now' .... is the Seat Leon not of german origin then?
Bloody hell this story has gone on a bit with more than a few turns are you sure this guy is getting any car at all. What next a Lexus. Prius?
Eshrules
27-08-2008, 01:38 PM
Bloody hell this story has gone on a bit with more than a few turns are you sure this guy is getting any car at all. What next a Lexus. Prius?
I'll let him answer my questions first, which, in turn, should answer yours, be patient, young one ;)
right....
a glovebox handle just 'ripped off' ? just how strong are you? they're quite sturdy little things.
not very good quality - the leon is built and trimmed with the same quality components as the rest of the VAG stable, so I find that hard to believe.
as for the mechanical failures you've experienced, it would seem the car was driven a little too hard perhaps, with little maintenance?
and your last point, about wanting a 'german car now' .... is the Seat Leon not of german origin then?
no it didnt just 'rip off' - I ripped it off intentionally. it was that or no tunes. the leon is made in spain. it may be part of the VAG, and use audi parts but i wouldnt say they were as 'german' as the others.
and i dont know how the other guy drove it, but i know i wasnt *****-footing around when i drove it - its a sports motor! im sure it could have been looked after better.. but its ****** now. i think he used it on the motorway a lot so that vibration all the time cant be good. probably what made the steering come loose - but ive read of similar steering complaints from other cupra Rs...
im sure the new style leon is better built, and more 'german' (i.e. tight as a drum) than the old one. but the classic one looks much better. i.e. not like a spaceship!
Eshrules
27-08-2008, 02:21 PM
no it didnt just 'rip off' - I ripped it off intentionally. it was that or no tunes. the leon is made in spain. it may be part of the VAG, and use audi parts but i wouldnt say they were as 'german' as the others.
and i dont know how the other guy drove it, but i know i wasnt *****-footing around when i drove it - its a sports motor! im sure it could have been looked after better.. but its ****** now. i think he used it on the motorway a lot so that vibration all the time cant be good. probably what made the steering come loose - but ive read of similar steering complaints from other cupra Rs...
im sure the new style leon is better built, and more 'german' (i.e. tight as a drum) than the old one. but the classic one looks much better. i.e. not like a spaceship!
so you know it's made using VAG parts, shares the same engine as quite a few other VAG cars, but you're still arguing it isn't German :Blush2:
and yes, we 'all' know Motorway cars are renowned for faulty steering... :o
I don't actually think you know enough about cars, judging from you comments, to even be considering the ownership of an RS4/M3.
I'd suggest a lot more reading and research before you purchase your next car. After all, you might end up buying a British Ford :approve:
greenphotos
27-08-2008, 02:23 PM
i think he used it on the motorway a lot so that vibration all the time cant be good. probably what made the steering come loose - but ive read of similar steering complaints from other cupra Rs...
Sounds well made! :boggled:
its a fact extreme motorway usage vibrates through your car and can cause stuff to loosen over time.
only been driving 2 years, but ive got better taste in cars than you lot.
leon cupra R to an M3. both of them better than your choices. dont be jealous! an M3 is a better than than anything equally priced in the audi range. performance, handling and quality. and you people were suggesting humdrummers like an S3, ha!
the audi badge is losing some of its cool, its fast going the same way as bmw was seen in the past - for show offs, and tw@s with eairpeices permanently stuck in their lug.
you cant beat an M3 for a second hand high performance quality car for less than £15k. well over 300hp and no stuffy turbo to go wrong - which happened with my german leon! ive done my research, so dont talk crap. name a better performance motor for the price... (you cant)
Eshrules
27-08-2008, 03:28 PM
its a fact extreme motorway usage vibrates through your car and can cause stuff to loosen over time.
show me the proof. Google turns up very little, if anything at all, so I'd love to know how, with your obvious wealth of experience you've come to this conclusion?
only been driving 2 years, but ive got better taste in cars than you lot.
you've just managed to insult a forum with more than 50k of members, not wise considering you wanted their advice :o
leon cupra R to an M3. both of them better than your choices. dont be jealous! an M3 is a better than than anything equally priced in the audi range. performance, handling and quality. and you people were suggesting humdrummers like an S3, ha!
humdrummers? have you driven an S3?
the audi badge is losing some of its cool, its fast going the same way as bmw was seen in the past - for show offs, and tw@s with eairpeices permanently stuck in their lug.
ah yes and BMW's are known for their courteous drivers, who always use indicators and don't cut across m.way lanes like they're the only car on there.
you cant beat an M3 for a second hand high performance quality car for less than £15k. well over 300hp and no stuffy turbo to go wrong - which happened with my german leon!
well, you can... you can get an RS4, unless you can't afford one of course :approve:
Edit -
in response to your edited post
you cant beat an M3 for a second hand high performance quality car for less than £15k. well over 300hp and no stuffy turbo to go wrong - which happened with my german leon! ive done my research, so dont talk crap. name a better performance motor for the price... (you cant)
you've come onto a VAG forum and asked for advice. Because someone's dared to disagree with your opinion, they're talking c**p.
Now you're Leon's German, can't seem to make your mind up, can you? :Blush2:
Hex69
27-08-2008, 03:33 PM
only been driving 2 years, but ive got better taste in cars than you lot.
2 things;
Each to their own. What's a good car to one person is not necessarily good to another. Everyone looks for something different in a car.
You've been driving for 2 years, you want an RS4, and yet you need to finance the whole cost. How are you going to afford to run it? I'm thinking in terms of insurance especially.
Good luck anyway
dansansome
27-08-2008, 03:54 PM
hmm, k109 (or should i say rubezz?) you seem to really enjoy trying to irritate and/or insulting people on here who you have just asked for advice.
dont bite the hand that feeds you.
your "better choice" of car is purely in respect to personal perception and opinion. would i choose an rs4 for a little city runaround? erm no, so in that respect it would be a bad choice (but in MY opinion) i also wouldnt buy an M3 because i dont like bmw interiors all that much, not because of public perception.
..and you dont need to actually drive to have good taste in cars. when i had 2 years driving experience, my great choice in cars would probably now make it onto the most viewed pages of barryboys.com.
since i grew up i realised that choice in cars isnt all about balls-out performance and willy-waving. its all about what you want, and moreover, need out of a car. hence the huge range in vehicle types out there. there certainly is no simple "mine is faster, and therefore better" attitude to driving. try taking a F1 williams car on the weekly shopping run.
...im off home soon to "wreck" my steering on the motorway...
ok i should have worded it 'german' leon.
i said name a better car for the price. if we were simply naming better cars we could state 100's no bother.
a second hand rs4: £35k for 414BHP
a second hand M3: £15k for 333BHP
is it really worth an extra £20k for less than a hundred extra BHP? i dont think so..
the M3 is a good compromise. great performance, with more than acceptable MPG. i wouldnt say its ridiculous, even for a 'city runaround'. the rs4 would be. but then im a ridiculous type of person. i dont buy my cars based on fuel economy or insurance quotes. but i wouldnt buy something ghastly like a mercedes. thats a 'look at me' car.
dansansome
27-08-2008, 03:57 PM
depends if you want an m3 or an rs4 really doesnt it?
price = demand
unless you are rich, then its not worth it. its something id definately buy if i had the money. but 20 thousand extra pounds for an extra 80BHP isnt good value for your average punter.
and £15k for 333BHP is certainly good value. i dont think anyone can argue with that. i thought until a few days ago that a bmw, never mind an M3, would be WAY out of my reach - its this inaccessibility to your average joe, that i based my "disgust" for the bmw badge on. certainly not on their drivers acting like they own the road, thats a myth.. lets be honest theres people like that in every make of car, and i dont think any more so in beemers.
The Fingers
27-08-2008, 04:53 PM
just read through this thread with interest.
great taste in cars - 10K on a battered leon - well done.
Then stored it in a garage for 12 months whilst paying off the loan - again well done.
Now wanting to put your years and years of driving experience into a 400+ bhp rs4 on the drip - again very well done.
i can see it now - two years down the line "for sale battered RS4 - with 20K outstanding fianance"
with regards to the steering issue on the motorway - i have been driving VAGS for 7-8 years now doing possibly 25,000 PA on the motorway and have never had any steering issues, last one was a golf tdi from new with 90,000 after my three years - was in pretty much showroom condition when i let it go.
Top of the VAG pecking order those seats arent they!!!!!!!!!!!!!
I am tempted to trade MY (owned) 57 passat 2.0 TDI DSG for an R36, but they are still selling the demo's at higher than list price at most places - i will bide my time for 12 months me thinks.
Has the experience paying 13K ish (inc interest) for a now worthess battered seat leon not shown you anything - cash in the 2 or 3 k in the leon - by another heap car and save up.
anyway thats my two pennies - again well done you should go into fianancial advice.
ashadam
27-08-2008, 05:07 PM
hmm, k109 (or should i say rubezz?) you seem to really enjoy trying to irritate and/or insulting people on here who you have just asked for advice.
dont bite the hand that feeds you.
your "better choice" of car is purely in respect to personal perception and opinion. would i choose an rs4 for a little city runaround? erm no, so in that respect it would be a bad choice (but in MY opinion) i also wouldnt buy an M3 because i dont like bmw interiors all that much, not because of public perception.
..and you dont need to actually drive to have good taste in cars. when i had 2 years driving experience, my great choice in cars would probably now make it onto the most viewed pages of barryboys.com.
since i grew up i realised that choice in cars isnt all about balls-out performance and willy-waving. its all about what you want, and moreover, need out of a car. hence the huge range in vehicle types out there. there certainly is no simple "mine is faster, and therefore better" attitude to driving. try taking a F1 williams car on the weekly shopping run.
...im off home soon to "wreck" my steering on the motorway...
Dansome not sure why you waste your time speaking with this guy he is clearly a dreamer.
well if you did actually read you see im not getting an rs4 anymore you ***!
i paid 9K for a cupra R, which was fine for a while. and even with its faults it still went rapid. and looked amazing. which is why i bought it.
for the record (after corsas) golfs are my most hated car. even the r32. BOX ON WHEELS!!! they look like they are about to tip over at even moderate corners. and they look HORRID!! jesus! (apart from being THEE most uninspired choice of car almost ever - again just trailling the corsa)
my new "heap" will be a e46 M3. which smacks your little 4WD box clean out the ring. theres no comparison, my 2 pennies :biglaugh:
im not dreaming. an M3 has better handling and performance than an equivalent audi. hence the anger. its a great upgrade for only £5k more than my first car.
The Fingers
27-08-2008, 05:19 PM
seems you cant read either - who mentioned r32's - an R36 is a non turbo Passat with 300 BHP
i may be a '***' but it seems i am a better off *** than you.
touched a nerve have we
so lets buy a well used M3 cause we cant afford a new one - again very well done
oh your richer than me.. i cant afford a new M3. so what? most people on here couldnt (or at 26 they couldnt anyway)... it sounds like you are the BMW owner! stuck up *****.
and considering they dont do the e46 model brand new anymore it has to be second hand.. silly ****. one around 25-30k miles isnt bad at all, and certainly not for someones second car.
i wonder if your first car had over 200BHP. doubt it mate, you were rollng around in a banger and you know it.
ashadam
27-08-2008, 05:44 PM
oh your richer than me.. i cant afford a new M3. so what? most people on here couldnt (or at 26 they couldnt anyway)... it sounds like you are the BMW owner! stuck up *****.
and considering they dont do the e46 model brand new anymore it has to be second hand.. silly ****. one around 25-30k miles isnt bad at all, and certainly not for someones second car.
i wonder if your first car had over 200BHP. doubt it mate, you were rollng around in a banger and you know it.
Why dont you coe back to this argument when you get what ever car you are getting and dont forget to post some pictures.
oh your richer than me.. i cant afford a new M3. so what? most people on here couldnt (or at 26 they couldnt anyway)... it sounds like you are the BMW owner! stuck up *****.
and considering they dont do the e46 model brand new anymore it has to be second hand.. silly ****. one around 25-30k miles isnt bad at all, and certainly not for someones second car.
i wonder if your first car had over 200BHP. doubt it mate, you were rollng around in a banger and you know it.
You came back looking for advice and started off oh so well until you slipped back into playground mode.
You were banned once, it's not hard to do it again.
ban me mate. a few weeks and ill no longer be a VAG owner..
and why would i come on here to post pics when even the thought of siding with bmw over audi angers everyone?! but ill do just that dont worry.
thanks to the constructive people (when they were being constructive)
i just think the M3 is more high performance. and that what im looking for, sans-turbo. CHEERS!!
dansansome
27-08-2008, 06:10 PM
it wasnt the fact that you are considering bmw, there are lots of bmw drivers/owners on here. it was more the condescending manner in which you self proclaimed your particular car choice to be better than eveyone elses, and suggested that everyone elses car is rubbish.
anyway. go and enjoy your M3. you wont be missed from here.
haha. i never says my car was better than anyone elses personally. i was comparing the car models against each other. i was just stating facts; that the M3 was a better choice (for me). maybe a bit insensitive to come on and say on an audio forum, but you cant honestly believe that audis (excluding rs4's and r8's) are better than an M3 for overall high performance. you already said you base your cars on other things like cost to run etc. if u didnt and based it on performance you may find yourself with an M3. your an audi enthusiast becuase you bought one and it was a beast. not the other way around.
didnt say audis were bad cars - i started out wanting one if you remember. (this thread) they are one of the best car makers in the world.
stuart
27-08-2008, 06:33 PM
If you have now gone away from Audi, and decided on a BMW then this is the wrong site for you to be on....
I suggest you leave this site, and stop being agresive to our members.... and visit one of the following...
http://forums.m3cutters.co.uk/
http://www.mtorque.co.uk/
http://www.m3forum.com/
End of it...
Stuart
cheers death, ive already signed up to that middle one. (but im still a VAG owner)
paul b
27-08-2008, 06:41 PM
its a fact extreme motorway usage vibrates through your car and can cause stuff to loosen over time.
only been driving 2 years, but ive got better taste in cars than you lot.
leon cupra R to an M3. both of them better than your choices. dont be jealous! an M3 is a better than than anything equally priced in the audi range. performance, handling and quality. and you people were suggesting humdrummers like an S3, ha!
the audi badge is losing some of its cool, its fast going the same way as bmw was seen in the past - for show offs, and tw@s with eairpeices permanently stuck in their lug.
you cant beat an M3 for a second hand high performance quality car for less than £15k. well over 300hp and no stuffy turbo to go wrong - which happened with my german leon! ive done my research, so dont talk crap. name a better performance motor for the price... (you cant)
FFS mate, there is more to cars than the horsepower. Take Dansansome for example, he could (probably) have gone out and bought a Lotus Elise for the same money as his A4 Cabriolet. And you know what ? He didn't ! Do you want to look good in a car ? Oh course you don't... you don't want to be seen in a car do you ? BECAUSE YOU WANT TO BE AN EFFING MILE IN FRONT WITH YOUR MILLION HORSEPOWER IN YOUR M3 AND YOUR FOG LIGHTS ON.
unless you are rich, then its not worth it. its something id definately buy if i had the money. but 20 thousand extra pounds for an extra 80BHP isnt good value for your average punter.
and £15k for 333BHP is certainly good value. i dont think anyone can argue with that. i thought until a few days ago that a bmw, never mind an M3, would be WAY out of my reach - its this inaccessibility to your average joe, that i based my "disgust" for the bmw badge on. certainly not on their drivers acting like they own the road, thats a myth.. lets be honest theres people like that in every make of car, and i dont think any more so in beemers.
Again, yes there are clowns in every car, even Audis ! But the thing is, more often than not, it's a total tool in a BMW !
ban me mate. a few weeks and ill no longer be a VAG owner..
and why would i come on here to post pics when even the thought of siding with bmw over audi angers everyone?! but ill do just that dont worry.
thanks to the constructive people (when they were being constructive)
i just think the M3 is more high performance. and that what im looking for, sans-turbo. CHEERS!!
You've been driving 2 years yet you wan't performance, performance, performance. Got any experience of driving fast cars ? Hmm... oh no you don't.
I'm not getting into the argument of whether you are a good enough driver of a car like that, but unlike me, you certainly don't have 2x 65% no claims bonuses. The insurance company would be thinking what the hell are we doing ensuring this clot in this car ?
At first I thought we were going to be able to help somebody afford an RS4, something which you really wanted. But no, you can't afford it whatsoever, you don't take enough care of your cars hence the reason your Cupra sounds like a right banger. And apart from that you turn everybody's advice on its head. Go and prove us wrong if you want mate, if it gives you a real sense of satisfaction.
MODERATORS ! Please don't ban this guy ! I'm enjoying having a laugh at his expense... Nuff said. If you ban this guy I'm going too.
(Just joking) :p
Paul
haha fog lights. whats this another bmw myth?! my VAG cupra has fog lights u know.
and i dont have any claims on my insurance since i started. if i had been driving as long as you, then ill probably have all that no-claims guff you were talking about too. but 2 years is more driving experience than you think.. i am down to honing my driving skills but they are already excellent. and i ten years ill be even better. i wasnt looking for economical advice (which is what i got) i was trying to figure out how i could possibly get an RS4.. my dream is in tatters, but im more realistic now and this thread helped me lock onto the next best thing for my "needs". the RS4 is next.
paul b
27-08-2008, 07:21 PM
Fair doos mate, I'd like to see you prove us wrong.
Go on, take your wadd of money to the BMW dealership and then become associated with the fog lights, the chopping on the motorways, and the lack of respect that 99% of them show.
With the money you are now looking at spending, I would spend that money on a B6 S4 or a C5 S6 with that money. I know its personal opinion, but that is because I for one would not be able to live with the reputation of being a BMW driver.
I wish you good luck, and hope that you don't end up with an M3 wrapped around a tree, or pennyless and out on the streets with the massive debts you incurred.
Paul
or maybe ill improve the rep of bmw drivers the world over. fog lights n all.
paul b
27-08-2008, 07:37 PM
or maybe ill improve the rep of bmw drivers the world over. fog lights n all.
Good luck to you mate. You will need to win over a lot of hearts ! :p
Paul
Oh and de-badging is not going to get you away from the BMW thing, you'll probably end up cruising with your fog lights on which tells more than the badge anyway.
Paul
Meeeeooooow, put your claws away!
(Whats wrong with using your driving lights?) :D
only been driving 2 years, but ive got better taste in cars than you lot.
I've been driving 20+ years, and i've had more cars then you've had pubic hair son, so please, grow up!
im seeing loads of e46 M3's for £12-14k, and they dont have a turbo which is what im after. 333BHP for under 15k is a bargain. though if i pay some extra i can maybe find one with lower mileage.
Go buy a E46 M3 for 12k, and you'll end up with a dog, with no history, more then likely clocked.
you cant beat an M3 for a second hand high performance quality car for less than £15k. well over 300hp and no stuffy turbo to go wrong
Tell you what you should do, go google M3 Vanos, and see how many pages you find (must be a 1000)
Little tip, when the vanos goes on a M3 its a £2000 fix to have it replace with new seals etc.
All cars have they're faults and weaknesses, and I'm not here to knock BMW's, i've owned a few, some good, some bad.
paul b
27-08-2008, 08:08 PM
BDT, I would give you rep for saying that... but I'm not allowed to for some reason !
Top quality posting. Although I know it hurts you for me to say such things about BMWs. But you've moved on haven't you ? ;)
Paul
stuart
27-08-2008, 08:13 PM
BDT, I would give you rep for saying that... but I'm not allowed to for some reason !
Top quality posting. Although I know it hurts you for me to say such things about BMWs. But you've moved on haven't you ? ;)
Paul
You should be able to give out "Rep" if you look below your username, the bottom of that box, you have your status, "on" or "off", next to that is a button that looks like a graph, lick on that for the person you want to give "rep" too...
BDT, I would give you rep for saying that... but I'm not allowed to for some reason !
Top quality posting. Although I know it hurts you for me to say such things about BMWs. But you've moved on haven't you ? ;)
Paul
All REP is welcome :beerchug:
It's true, many of BMW drivers like to use the front fogs like side lights (I used to, but then i didn't have halo lights fitted to mine).
As for hurting me, i have a soft spot in my soul for most the cars i have owned, or at least the ones that have touched my very being for one reason or another.
The thing i really loved about my Beemer, was RWD drifting, (took me back to my Mk1 escort RS days!) sure you can 4w drift with the quattro, but with FWD Audi's, you cant, and its not the same with out the tail wagging :D
FWD Audi's are brilliant at reverse doughnuts though :biglaugh:
a8 tech
27-08-2008, 09:12 PM
Many bmw drivers are now driving audi and the amount of bmw being traded for sept 1st is staggering.Bmw trade in values are really low and the drivers are at best irritating
Eshrules
27-08-2008, 09:22 PM
I thought my stupidometer was going bonkers
http://www.grouchyoldcripple.com/archives/stupidometer.gif
K109 - you came on here, you asked for advice and in return you abused several of our most popular and knowledgable members.
Well done on that, it's a mean feat not easily achieved.
If I were you (and to quote my learned friend) and I'm not, I'd take my self righteous attitude, my ignorant pre-conceptions and my dreams elsewhere.
It's obvious you have one intention and one intention only, so for me.....
http://www.tvscoop.tv/DRAGONSDEN.jpg
I'm out
Many bmw drivers are now driving audi and the amount of bmw being traded for sept 1st is staggering.Bmw trade in values are really low and the drivers are at best irritating
I don't follow trends........
I set them......... :biglaugh::biglaugh::biglaugh:
paul b
27-08-2008, 10:47 PM
You should be able to give out "Rep" if you look below your username, the bottom of that box, you have your status, "on" or "off", next to that is a button that looks like a graph, lick on that for the person you want to give "rep" too...
Aye. I know that Stuart but it said something about spreading rep around before giving BDT some more. I think I recently gave him rep for something else you see...
Paul
stuart
27-08-2008, 10:50 PM
Aye. I know that Stuart but it said something about spreading rep around before giving BDT some more. I think I recently gave him rep for something else you see...
Paul
I will have a look at this, I have read somewhere that you can only give a member rep once in a certain period or post... will check this though.
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